top of page

Innovating financial solutions for


We empower MSMEs to pursue their business aspirations without worrying about finances and give them an accessible and straightforward solution right where they need it.

Our vision is to make MSMEs self-sufficient by providing them tailor-made, flexible, and adaptable technological and financial tools to meet their various needs.

Our Services

We provide short-term working capital loans for MSMEs through our leading BNPL app, ePayLater.

ePayLater offers clients an interest-free loan up to Rs. 25 lakhs for up to a 14 day period. It is a leading player in the Food and Groceries space, working closely with kirana stores (smaller grocery stores) and their suppliers. With ePayLater’s help, both buyers and sellers reap multiple benefits including increase in throughput, reduction in costs, improvements in gross margins etc.

epl-logo (4).png

Grievance Officer - Pranessh Acharya

Number - 81000 50505

 Address - ePayLater, 91 Springboard Lotus,    Plot No. D-5 Road No. 20, Marol MIDC,    Andheri East, Mumbai, Maharashtra 400069

Personal/ Consumer Loans Fees & Interest Rates

Loan Amount
₹ 10,000 – ₹ 25,00,000
Eligibility Criteria
1 year of business establishment.
Pre-closure Charges
Loan Tenure
Credit line valid for up to 36 months.
Processing Fees
Interest Rates
0% if repaid within the interest free period. 3% per month for delayed payments.


How we can help 

Present a hassle-free and pleasant loaning experience

Provide a platform that is accessible to all and gives businesses the benefits of financial leverage within their phones, tablets and even computers.

Ensure the security of our customers and partners.

Offer a seamless loaning process that takes less than 5 minutes and has been tailored to be as accessible to all, and effortless as possible.

bottom of page