ARTHASHASTRA EPAYLATER FINANCIAL PRIVATE LIMITED
Innovating financial solutions for
MSMEs
Our
Mission
We empower MSMEs to pursue their business aspirations without worrying about finances and give them an accessible and straightforward solution right where they need it.
Our vision is to make MSMEs self-sufficient by providing them tailor-made, flexible, and adaptable technological and financial tools to meet their various needs.
Our Services
We provide short-term working capital loans for MSMEs through our leading BNPL app, ePayLater.
ePayLater offers clients an interest-free loan up to Rs. 25 lakhs for up to a 14 day period. It is a leading player in the Food and Groceries space, working closely with kirana stores (smaller grocery stores) and their suppliers. With ePayLater’s help, both buyers and sellers reap multiple benefits including increase in throughput, reduction in costs, improvements in gross margins etc.
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Grievance Officer - Pranessh Acharya
Number - 81000 50505
Address - ePayLater, 91 Springboard Lotus, Plot No. D-5 Road No. 20, Marol MIDC, Andheri East, Mumbai, Maharashtra 400069
Personal/ Consumer Loans Fees & Interest Rates
Loan Amount | ₹ 10,000 – ₹ 25,00,000 |
Eligibility Criteria | 1 year of business establishment. |
Pre-closure Charges | Nil. |
Loan Tenure | Credit line valid for up to 36 months. |
Processing Fees | Nil. |
Interest Rates | 0% if repaid within the interest free period. 3% per month for delayed payments. |
WHAT WE DO
How we can help
Present a hassle-free and pleasant loaning experience
Provide a platform that is accessible to all and gives businesses the benefits of financial leverage within their phones, tablets and even computers.
Ensure the security of our customers and partners.
Offer a seamless loaning process that takes less than 5 minutes and has been tailored to be as accessible to all, and effortless as possible.